SBN Financial Planning Services 聰美然 專業理財規劃服務

Arita Ting CHAN 陳 婷

Family Legacy Planner家族傳承規劃師

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holistic family legacy planning services & uniqueness

Family trust has long history in western countries. For more than hundred years, trusts have been used as a solution for family succession and management issues. There is now growing trend in Asian countries to use trust solutions to help families for estate planning, succession and family governance. Trust creation, usually we may think of bank trustee services, family office services, also through solicitors and accountants for trust consultancy services. Many banks provide trustee services and family offices outsource trustee services but most have a high minimum trust asset under management (AUM) requirement and often charge an annual management fee of 1-2% AUM. Many banks has limited trust services and bankable financial products only. Solicitors and accountants also charge high professional fees on their trust consultancy services.

Arita, as an independant family legacy planner, provides an alternative solution by:

a. acting as the coordinator of independent specialist providers

b. with more choices of quality professional services and products

c. achieve a better holistic family legacy planning and trust services

d. specialty in insurance-based wealth protection and creation strategy

e. at a lower cost of consultancy fee and trust set up, legal, tax, doctor services.

Mission & Philosophy

Manage family with love and law to enjoy affluent peaceful life in harmony from generation to generation.

Family Legacy Planner – professional credentials

Legacy Academy of Hong Kong (http://www.familysuccession.org/planner.html )

Solicitor Wang Fang’s Private Banker and Insurance wealth planning courses from the First Family Office in Dentons in Beijing China (http://www.dentons.com/zh/wang-fang).

Insurance international professional credentials

FLMI, LUTCF, IFPC, UND

Specialty in insurance-based family trust wealth management strategy

a. Increase the family asset by premium financing for wealth creation and protection.

b. Refilling family trust asset by the magic of life insurance on beneficiaries for wealth creation.

c. property reengineering for wealth creation.

d. insurance risk transfer for wealth protection.

Family Legacy Planner scope of services (one-stop total solution)

a. Family trust consultancy, planning, set up

b. Insurance-based wealth creation and protection strategy and arrangement

c. Will drafting

d. Letter of wishes drafting

e. Family Policy & rules (family basic law) drafting

f. Trustee, private banker referrals

g. Protector service or referrals

h. Investment manager referrals

i. Legal & Tax adviser, doctor referrals

j. Financing Professional referrals

k. Property investment professional referrals

l. Property Management Professional referrals

m. Business consultancy & continuation professional referrals

n. Cultural succession & family governance professional referrals

簡介: 陳 婷的全面家族傳承規劃服務及與眾不同

家族信託在西方國家有著悠久的歷史，是家族繼承和管理的解決方案，超過百年歷史了。在亞洲國家，家族信託的需求正在增長中，是幫助家族進行遺產規劃，繼承和家庭治理的理想工具。信託創建，通常我們會想起銀行信託服務和家族辦公室服務，還有律師和會計師的信託咨詢服務。銀行信託或家族辦公室信託，一般會要求最低信託資產管理（AUM），資產金額偏高，每年收取持續管理資產（AUM）的1-2％管理服務費。律師和會計師也收取高昂的專業咨詢費用。

陳 婷 (Arita) 作為獨立家族傳承規劃師，提供另類家族信託服務選擇:

a. 擔任協調員角色，負責統籌不同獨立專家的服務

b.有更多優質專業服務和產品的選擇

c. 實現更理想的全面家族傳承規劃及信託服務

d. 專長利用壽險作財富規劃基礎，達致資產保護和安全創富目的

e. 以較低顧問費用, 執行信託成立，法律，稅務，醫生服務等成本

使命及哲學：

以愛理家，以法治家。代代平安，富足和諧。

家族傳承規劃師專業資格

香港傳承學院獲取專業資格(http://www.familysuccession.org/planner.html )

中國北京大成律師行王芳律師的私行和壽險財富規劃課程(http://www.dentons.com/zh/wang-fang)

保險國際專業資格

美國壽險管理學會院士榮銜（FLMI）

美國壽險理財院士榮銜（LUTCF）

人壽及醫療保險核保証書（UND）

保險理財規劃師協會證書（IFPC）

專長利用保險作家族信託財富管理策略

a. 通過保費融資來增加家族資產，達致創富和保富的傳承目的。
b利用保險安全創富，為家族信託受益人配置人壽補充家庭信託消耗資產。
c. 物業活化，達致財富創造目的。
d. 保險風險轉移，達致財富保護目的。

家族傳承規劃師的服務範圍 (一站式全面服務 )

a. 家庭信託諮詢，規劃，設立

b. 財富管理策略及安排保險作為創富及保富的工具

c. 遺囑起草

d. 信託意願書起草
e. 家庭政策和家規家法 (家族基本法) 起草

f. 轉介: 信託師，私人銀行服務

g. 轉介: 信託保護人服務或推薦

h. 轉介: 投資經理

i. 轉介: 法律和稅務顧問，醫生

j. 轉介: 融資專業人仕

k. 轉介: 物業投資專業人仕
l. 轉介: 物業管理專業服務

m. 轉介: 商業顧問及企業交接專業服務

n. 轉介: 文化傅承及家族管治

Welcome to contact Ms Arita Ting for service inquiry

歡迎聯絡 陳 婷 小姐查詢

電郵email: arita.chan@sbnfinancialplanning.com